Lopay×CMAC
Over £5m saved by UK taxi drivers

Keep more of every fare.

Lopay helps CMAC suppliers reduce card fees, access flexible funding, and lower future payment costs through everyday business spend.

Trusted by over 20,000 UK taxi drivers · Over £5 million saved to date.

See how it works →
Card payments
from 0.79%
UK taxi drivers
Over £5m saved
Zero Card
Lower fees through spend
Payouts
Instant access to funds
Funding
Same-day business funding
Driver experience

Built for taxi drivers and transport operators.

Taxi drivers operate on tight margins. Even small reductions in payment fees can save hundreds or thousands of pounds per year.

Lopay was built to help drivers keep more of what they earn through:

01

A better deal for drivers

Curbside fares from 0.79%

02

Instant access to earnings

Funds available immediately via the Lopay Zero Card

03

Reduce future fees

Everyday spend such as fuel and servicing can reduce future processing costs

04

Works how drivers already work

Tap to Pay, card readers and payment links

Taxi driver with Lopay fee savings shown in-app
Over £5m saved by UK taxi drivers

Most taxi drivers are paying too much in card fees.

Lopay helps drivers keep more of every fare through lower rates and reduced payment costs.

Feature
Lopay
SumUp / Square / Zettle
Standard rate
From 0.79%
~1.69%
With Zero Card
0.49% or lower
Not available
Average annual saving
£300+/year
Zero Card

Lower payment fees through everyday business spend.

The Lopay Zero Card helps drivers turn everyday business spending into lower payment costs through built-in rewards.

Use the card for fuel, servicing, repairs, and everyday business expenses to unlock lower processing rates — with many drivers reducing fees to 0.49%, and some reaching 0%.

Use the card for

  • Fuel
  • Vehicle servicing
  • Repairs
  • Everyday business expenses
Lopay app showing Zero Card savings
Trusted across the UK

Trusted across the UK taxi industry.

More than 20,000 UK taxi drivers already use Lopay every day to reduce payment costs and keep more of what they earn.

£5m+
Saved on fees
20,000+
UK taxi drivers
4.7
Trustpilot
4.9
App stores

Built specifically for transport operators, fleets, and independent drivers across the UK.

Business funding

Flexible funding built for taxi drivers.

Taxi income can fluctuate week to week. Rising fuel costs, vehicle repairs, insurance payments, and quieter periods can all put pressure on cash flow.

Lopay gives drivers access to flexible funding designed around how transport businesses actually operate.

Funding benefits

  • Instant approvals and same-day funding
  • Flexible repayments linked to card sales
  • Access funding up to approximately 2x monthly revenue
  • Funding for repairs, fuel, insurance, or operating costs
Available fundingPre-approved
£0
Used £3,740Limit £5,500
Instantly available
Get started

A simple setup for CMAC suppliers.

Get set up with Lopay in minutes and start reducing payment costs from day one.

01Step 01

Submit your details

Complete a short form to get started.

02Step 02

Quick onboarding

We'll help get your business set up.

03Step 03

Start saving

Access lower-cost payments and save £300+ per year on card fees.

Trusted by 20,000+ UK taxi drivers · Over £5m saved to date